Preliminary technical document for public review. Updated October 4, 2026.
IMPLEMENTEDPLANNEDEXPERIMENTAL
Version 1.3 · updated Oct 4, 2026Launch network: BNB Chain onlyPayment-triggered issuanceHolder voting: planned, not yet active
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Executive summary
WordFinance develops self-custody, payment, digital-asset, and security-research software to make decentralized technology more accessible. The ecosystem includes WordFinance Wallet, the PIXC utility token, and the WFC community project.
WFC was designed to support its community, integrations, and the development of the WFC project itself. A future governance allocation may fund research and development only after the rules, wallets, and movements are published.
Blockchain funding research; research strengthening infrastructure — as an objective, not a guaranteed outcome.
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Our vision
Reduce the complexity of addresses, networks, fees, tokens, and keys without taking cryptographic control away from the user. At the same time, track open security standards designed to address future threats.
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WordFinance Wallet
Wallet is a non-custodial interface for creating or importing wallets, sending and receiving assets, and interacting with compatible networks. Official downloads are available for Chrome, Android, and Windows. For the WFC launch, the receiving address must be a valid BNB Chain address. A user must never provide a seed phrase to import a token or connect to a website.
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WFC — WordFinance Coin
BNB Chain · only launch networkBEP-20, 9 decimals, with the first public round starting Sep 14, 2026 0x4FA81840E91798749d3fC264CBC87F0242B9A62C
Payment-triggered issuanceThe WFC amount assigned to an order is created only after that order's payment has been independently confirmed. Unpaid, expired, canceled, or failed orders create no WFC.
1-of-1 administrative SafeSafe 1.5.0, one verified owner 0x8A336Eaa81eD987f72A00335C045837fa80c4300
BNB Chain maximumThe contract enforces a 500,000,000 WFC total ceiling: 150,000,000 for the five public-sale rounds and up to 350,000,000 in the controlled reserve. A cap is not circulating supply.
BNB contract stateDeployed and verified. Public availability still depends on the configured round, the minting pause, backend gates, payment verification, and delivery readiness.
This launch document presents BNB Chain as the only public WFC purchase, delivery, and import network. Possible additional receiving networks appear only as future targets in the roadmap.
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WFC utility
participation in community mechanisms limited to the WFC project;
future product and partner integrations, labeled as planned until they enter production;
documented funding for development, security, audits, and research;
future access to features approved through the project's governance.
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Tokenomics
The BNB Chain contract has a hard maximum of 500 million WFC. The contract reserves exactly 150 million WFC for the five sale rounds and up to 350 million WFC for controlled reserve minting. The exact amount purchased is minted only after the order's payment is verified and every delivery gate approves the operation.
Round 1 · public sale10,000,000 WFC × US$ 0.010 = US$ 100,000 gross. Orders of 5,000–10,000 WFC cost US$ 50–100.
Five-round BNB total150,000,000 WFC and US$ 4,200,000 in mathematical gross proceeds if every round sells out. Rounds 2–5 account for 140,000,000 WFC and US$ 4,100,000.
Each allocation must be reconciled with the backend and the verified on-chain cap before its round opens. The official contract enforces the 150 million WFC sale ceiling, fixed allocation for each numbered round, unique order identifiers, purchase boundaries, and the accumulated wallet limit. Gross proceeds exclude fees, taxes, refunds, operating costs, and currency variation. Prices, allocations, and availability do not guarantee sales, liquidity, or appreciation.
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Research treasury
The reserve and its public wallet have not been designated. If approved, they may fund components, prototypes, instrumentation, software, audits, and independent validation. No address should be treated as the R&D treasury before official publication.
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PIXC — PixCoin
PIXC is a BRL-referenced payment and utility token on Solana. WordFinance states that primary issuance occurs only after an eligible R$1 payment is confirmed for each new PIXC and that R$1 is held in reserve per issued unit. Supply and authorities are verifiable on-chain; independent reserve attestation remains pending. Secondary-market price and liquidity may vary, and no automatic redemption process is represented by this document.
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WFC checkout acceptance rule
When the checkout shows this method as available, 1 PIXC may offset R$ 1 of a WFC order. WordFinance separately states an issuer policy of R$1 in reserve per issued PIXC; independent attestation remains pending. Checkout acceptance does not establish a secondary-market price or an automatic repurchase/redemption obligation. WFC remains denominated in U.S. dollars, with a recorded USD/BRL conversion and quote expiration.
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PIXC is not Pix
Pix is Brazil's official payment arrangement. PIXC is a digital asset transferred on a blockchain. WordFinance does not claim that PIXC is issued, guaranteed, sponsored, or operated by the Central Bank of Brazil.
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The quantum challenge
Sufficiently capable quantum computers could threaten certain classical public-key systems. Governments, universities, and companies are developing post-quantum standards to support a gradual migration. This risk does not mean experimental systems already provide proven protection.
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Post-quantum security research
WordFinance conducts software research and explores hardware concepts. Software components and prototypes may exist, but they remain experimental until specifications, reproducible evidence, adversarial tests, and external review are published.
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Why lithium crystals?
The use of lithium crystals belongs to an experimental R&D hypothesis. This whitepaper does not claim that the crystals alone constitute post-quantum cryptography or a validated security mechanism. The hypothesis can advance only through independent measurement, reproduction, analysis, attacks, and audits.
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Hybrid architecture
The research may combine traditional cryptography, standardized post-quantum algorithms, and proprietary experimental mechanisms. Recognized standards must operate as an independent layer; no protection should rely exclusively on an unvalidated hypothesis.
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Research stages
Initial software — partially implemented.
Controlled integration — experimental.
Hardware — experimental prototyping.
Physical experiments — planned.
Validation and adversarial testing — pending.
Independent audit — pending.
Publication of results — subject to evidence and intellectual property.
Production — only after satisfactory results and review.
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Fundamental research principle
The community should not simply believe that a technology works. The goal is to produce evidence that can be examined, measured, and reproduced. Negative results are also part of the scientific process.
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Roadmap
BNB Chain launch · September 2026 · cap 500MOnly active public WFC receiving network. The checkout may accept PIX, USDC, PIXC, and BNB when their individual payment gates are enabled, while delivery remains exclusively on BNB Chain.
Solana purchase and delivery · target November 14, 2026 · cap 300MNot available yet. Targeted for approximately two months after this whitepaper update, subject to testing and explicit activation.
Robinhood Chain purchase · target December 14, 2026 · cap 200MNot available through the WFC checkout yet. Targeted for approximately three months after this update, subject to testing, liquidity review, and explicit activation.
Total maximum · 1B WFCThe three network ceilings add up exactly: 500M + 300M + 200M = 1,000M WFC. Caps do not mean that tokens are already circulating.
Wallet and ecosystem integrations · futureViewing, receiving, sending, utilities, community governance, pools, and research, each subject to its own validation.
WFC holder voting page · plannedA future WordFinance voting page may allow eligible WFC holders to vote on priorities, which projects receive more attention, names, and other proposals within a published scope. Snapshot timing, eligibility, quorum, anti-manipulation measures, proposal rules, and execution authority must be specified, tested, and published before activation. Voting does not grant equity or corporate control.
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Transparency
Contracts, supply, authorities, treasury wallets, relevant movements, vesting, reports, and audits will be published when they exist. Internal tests will not be presented as independent audits.
Public GitHub and Telegram: not yet designated for WFC.
Only addresses published on the official website should be treated as canonical, and they should always be independently verified on-chain.
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Project principles
Self-custody: user control whenever the architecture allows it.
Simplicity: reduce barriers without hiding risks.
Transparency: make verifiable what can be proven.
Security: treat protection as infrastructure.
Research: separate hypotheses, prototypes, and evidence.
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Risks
Price and liquidity may vary significantly. Contracts and software may contain flaws; networks may become congested or change; legal requirements may evolve; cross-network payments are not atomic; operating authorities may be compromised; and experimental research may not produce useful results. No participant should acquire WFC on the assumption of scientific success or appreciation.
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What WFC does not represent
WFC does not represent stock, equity, dividends, profit sharing, debt, a repurchase promise, a minimum price, appreciation, or guaranteed returns. Governance is limited to the WFC project and depends on published technical implementation.
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Scientific responsibility
Future documentation will use four states: implemented, operational technology; prototype, built and under testing; experimental, a hypothesis under investigation; and planned, not yet implemented.
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An economy that funds technology
WFC aims to connect blockchain, engineering, and research. Resources may be assigned to R&D only under published treasury rules, allocations, and wallet addresses. The community → ecosystem → research → technology cycle is a governance intention, not a performance guarantee.
Planned market purchases of WFC
WordFinance intends to use 90% of the distributable net balance it actually receives from WordFinance DEX, NFT marketplace, and token marketplace revenue to buy WFC on the market, after operating costs, taxes, refunds, and other obligations. Only WordFinance's own realized revenue is eligible; customer funds, creator proceeds, and fees owed to other liquidity providers are excluded. This is a future policy, not an active automatic conversion or a token-holder redemption right.
Before activation, WordFinance will publish the eligible revenue definition, operating rules, execution venue, treasury wallet, transaction records, and any changes to the policy. As of October 4, 2026, no purchases under this policy have been reported. Purchases may have no measurable effect on WFC's market price and do not guarantee liquidity, appreciation, or a return.
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Conclusion
WFC begins with one public receiving network: BNB Chain. Multiple enabled assets may be used to pay, but an order creates WFC only after payment is verified and delivers it only to the buyer's BNB address. Additional receiving networks remain roadmap items until separately tested and activated.
Important notice. WFC and PIXC are digital assets subject to technological, economic, regulatory, and market risks. This document is not a promise of profit, investment recommendation, equity offering, or guarantee of appreciation, liquidity, parity, or redemption. Post-quantum research components remain experimental and do not represent proven quantum protection.